Student Loan Crisis: Is Bankruptcy the Answer?

Written on July 19, 2019.

Every graduate has the same message drilled into their head by every financial aid department: bankruptcy won’t save you from your student loans. The case In Re Brunner lists several factors that would allow for discharge of your student loan debt, but practically speaking, the “Brunner Test” is a very hard burden to meet. The three-prong test is as follows: (1) that you cannot maintain a minimal standard of living if to pay the student loans; (2) that some “additional circumstances exist” that...

Ready or Not, Here They Come!

Written on January 12, 2018.

If history has taught us anything, a new year always brings with it new laws. 2018 is no exception as is evident by the 900+ new laws becoming effective this year. While there is not enough room to examine each and every new law, following are some of the big ones (or ones we at the RCLL get questions about more often): Assembly Bill (“AB”) 168 which holds that the salary history of job applicants can only be disclosed voluntarily (i.e. you don’t have to tell a perspective...

Ransomware- what is it??

Written on July 6, 2017.

Hacking has been in the news for the last few years. There was the Sony Hack, DNC emails and US Olympic athletes medical records released via hacking. There is a great television show called Mr. Robot that shows various levels of hacking techniques. But there is a different type of hacking called Ransomware that has been in the news of late. Ransomware is a type of malware that prevents or limits users from accessing their system, either by locking the system’s screen or by locking the users’...

Keep Your Thumbs on the Wheel

Written on December 23, 2016.

Governor Brown has signed a number of bills to take effect on January 1, 2017. One such bill is Assembly Bill 1785 which has been added to the existing Vehicle Code 23123.5. This new bill will further restrict the use of mobile devices while driving. While we all know at this point that it is against the law to use a mobile device to talk or text while driving, this law expands restrictions to include the holding and operating of a mobile device while driving. And yes, this means no more selfies...

New Year, New Laws (Part 2)

Written on January 21, 2015.

Continuing with last weeks post, here comes 2015, and along with the New Year comes a proliferation of new laws. Clicking on “bill information” lets you peruse the list for yourself. These laws, passed by the state legislature and signed by Governor Jerry Brown, became effective January 1, 2015, unless the bill says otherwise. Sexual Assault on College Campuses: SB 968 provides California colleges and universities with a standard with which to judge the growing problem of alleged...

New Year, New Laws (Part 1)

Written on January 16, 2015.

Here comes 2015, and along with the New Year comes a proliferation of new laws, 931 of them to be exact. Click on “bill information”, and you can peruse the list for yourself. These laws, passed by the state legislature and signed by Governor Jerry Brown, became effective January 1, 2015, unless the bill says otherwise. This past 2013-2014 session, legislators took on a wide range of diverse issues concerning health care, bullying, harassment, health & safety issues, mandatory...

Tag: Legislation

Student Loan Crisis: Is Bankruptcy the Answer?

Ready or Not, Here They Come!

Ransomware- what is it??

Keep Your Thumbs on the Wheel

New Year, New Laws (Part 2)

New Year, New Laws (Part 1)

Victor Miceli Law Library

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Temecula Law Resource Center