Tag: Student Loans

Student Loan Crisis: Is Bankruptcy the Answer?

Every graduate has the same message drilled into their head by every financial aid department: bankruptcy won’t save you from your student loans. The case In Re Brunner lists several factors that would allow for discharge of your student loan debt, but practically speaking, the “Brunner Test” is a very hard burden to meet. The three-prong test is as follows: (1) that you cannot maintain a minimal standard of living if to pay the student loans; (2) that some “additional circumstances exist” that...

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